Many people have been denied a financial product because they have a poor rating in the famous Credit Bureau. If you find yourself in this situation, the loans without urgent credit bureaus can help you. If you have had problems paying any debt or you have fallen behind with your payments at a departmental store, you will almost certainly see a negative report in the bureau.
Before, this was practically your death as a credit subject, however, today, having problems with the credit bureau no longer closes the door to financing, there are companies online that give you access to financial products without the need to do An investigation in the bureau, so anyone can request and get the money they need.
Internet financial companies can grant loans without urgent credit bureaus because they know that there are many issues outside of you that can lead to a complicated credit history and sometimes, the lack of accessible and simple financing prevents you from improving your situation.
What are loans without urgent credit bureaus?
Loans without urgent credit bureaus are financial products that lend you a moderate amount of money and ask you for very few requirements. These loans are given by online financial companies that are willing to take risks and help people who are in difficult situations.
They are designed to satisfy a need for immediate liquidity, especially in cases where time is of the essence and the customer can not wait for whole days. These loans are resolved quickly and if approved, the money is received by the customer the same day he made the request.
What is the credit bureau?
The credit bureau are companies that are dedicated to collect all your credit information. At the end of each month the companies generate a report of what your payment behavior is, if you have a telephony or pay television service, a credit card or a departmental store will appear in the bureau.
These companies are known as the Credit Information Society, and in our country there are two main ones: Buró de Crédito and Círculo de Crédito. These companies are responsible for managing all the information generated by the companies every month so that you, or a financial institution, can access this information.
How do I get out of there?
There is an erroneous notion among people about the bureau and it is generally thought of as a list of defaulters, however, we are all in it and no one can get away. What the bureau really does is assign you a rating according to the reports generated by the companies, depending on the number of reports and their quality is the rating you have given, a higher rating indicates that you are a good customer.
Your score depends on several factors such as your salary, your occupation, your marital status and the payment of your monthly obligations such as rent, tuition or other services. However, all that information is deleted after 6 years, so that if you no longer incur new debts you can have a clean record in the future.
What can I do if I need money, but my score is bad?
Before thinking about pawning your things or asking for money from a family member you should check what are the options you can find on the internet, with the loans without urgent credit bureaus all the people can receive money immediately in case they are in trouble .
The companies that are in charge of making loans in the network do not base their decision on your credit report, the most important factor is that you have a verifiable source of income. But you must be careful, since it is a very simple source of financing, you can become overindependent if you are not responsible.
How can I request one?
It is very simple, you only need a computer or phone with internet access, the whole process can be done online and without leaving your home. The general requirements that most lenders ask of you are: to be of legal age, have a valid official identification, have a cell phone and a bank account in your name.
Making a request is very fast, you must fill out a form, send your data and wait for confirmation. In general, the lenders solve you in a matter of minutes and transfer the money electronically to your bank account. In order for you to receive your money immediately, we recommend that you send your request during office hours and on a business day.
Totally, in our country there are laws that regulate financial activities in the network, and that protect you as a user, in addition there is the CONDUSEF that can help you if you have any questions or if you want to raise a complaint. However, it is very important that you be very careful when looking for a loan online, since there are many dishonest companies that can disappoint you.
So that this does not happen to you, you can enter the page of Bonsai Finance Mexico to know which are the lenders with the most competitive rates in the market. In our portal you can compare among many options to find the product that suits you best. You will find only 100% reliable lenders who adhere to the financial laws of the country. Let our specialists guide you.
At Bonsai Finance Mexico we tell you more about the best loan providers without urgent credit bureaus in the market. We give you detailed information about the requirements, amounts and terms of each product so that you can start processing your application as soon as possible, we help you find the option that suits you.